Charges tariff

Whether you prefer to invest directly with the fund manager or via a platform, we can help you achieve your goals.

We don't give advice, but we do offer a cost-effective range of services tailored to suit investors happy to do their own research and make their own investment decisions.

Please click below for details of our market-leading fees and how we compare with some of our major competitors.

Investments made directly with the fund manager

Investments made directly with the fund manager

If you invest directly with the fund manager through us, we can generally save you all, if not most, of the initial charges. As we are still entitled to receive renewal commission on these investments, we will not levy a service fee. However, you will typically pay an annual management fee of 1.5% for actively managed funds which incorporates renewal commission of 0.5% payable to the servicing agent. If no commission is payable (i.e. you invest in a commission-free fund) we will charge an ongoing fee of 0.5% per annum - equivalent to £50 each year on a £10,000 portfolio.

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Investments made via a platform

Investments made via a platform

Although many of our clients still prefer to hold their investments directly with the fund manager, it is now generally cheaper to invest via a platform through us. We offer Aegon and Fidelity FundsNetwork. There are no initial charges and the annual charges are lower than those charged by the fund management companies to direct investors. As we do not receive commission on platform investments, we charge an ongoing service fee.

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Services included in our all inclusive fee

Dealing

  • All new applications including postal, online, telephone dealing, monthly contributions, transfers and top ups
  • Fund switches
  • Stock transfers
  • Account closure
  • Selling funds (We do however suggest that this is done by you as most companies require you to action this and it will save you time)

Research and Information

  • Online quick fund research featuring fund performance, sector positions, quartile rankings and prices
  • Portfolio scanner which analyses your portfolio at the click of a button showing the asset split, region split and sector split together with overall performance data and top holdings for the whole of your portfolio
  • Online account with valuations and fund monitoring updated automatically daily with prices and monthly by unit position
  • Online detailed fund research featuring fund performance, sector positions, quartile rankings, prices, yields, charting tool, factsheets, KIIDs plus much more
  • Paper performance tables for those without online access
  • Online brochure request facility
  • Regular newsletter

Account Activity

  • Consolidated valuation and fund monitoring paper reports - sent automatically twice yearly in January and July
  • Telephone enquiries, queries and information
  • Email enquiries, information packs and other literature
  • Paper valuation and fund monitoring reports available anytime on request by telephone, email or by post
  • Details of holdings for probate services

Fee collection

Aegon
The Aegon and Elson annual service fees are payable by unit deduction each month. If you don't want Aegon to sell units/shares to pay the service fees, you need to make sure that you keep enough money in your cash account to cover them. If you would like more information on adding funds to your cash account, please contact us and we will be happy to send you the relevant application form.

Fidelity
The Fidelity and Elson annual service fees are payable by unit deduction each month. You can no longer pay funds into a cash account to cover fees as this facility has now been withdrawn.

Our ongoing service fees are based on a percentage of the value of your portfolio. As such, they will increase or decrease as your fund(s) grow or fall in value.

"Unlike other brokers, we do not charge for additional services"