Set your sights

Everyone wants to make their money work a bit harder, whether it’s to feather their nest for a more comfortable retirement, pay school fees, repay a mortgage, or just save for a sunny day!

Whilst building society and bank deposits are an important part of an investment portfolio, they are unlikely to grow at a significant pace, and inflation will eat into the real value of these investments.

Historically, over the long term, equities and equity-based investments have tended to perform better, although of course, past performance is no guarantee to future returns.

One way to invest into equities is via an actively managed unit trust fund/OEIC. Through diversification and careful stock selection, risk is reduced compared with direct equity investment. You can invest directly into one of these funds, or via a tax-efficient wrapper such as an ISA or an investment bond.

Whichever route you choose, we’ll normally reduce your set-up charges, saving you up to 5% of the amount you invest. That’s up to £360 on a £7,200 ISA!

And that means more cash to enjoy the things in life you work so hard for.

Determine Your Goals

There are lots of different ways of saving and investing your money. Some plans offer high returns for high risk. Others take a safer route to help protect your capital and pay a dependable income.

The investments you select will depend on your current financial position, your attitude towards risk and your objectives for the future. Once you have decided how you want to invest your money we can provide you with:

• The most competitive discount available – normally you will make far greater financial gains by placing your investment through us rather than directly with the provider or through a conventional broker.
• Access to a wide choice of savings and investment plans – we can offer investment products from the whole market.
• Valuable ongoing services, such as fund monitoring and consolidated valuation reports - helping you to manage your investments as time goes by.

Boost Your Investments

You may be forgiven for thinking you would be better off investing directly with the provider. After all, cutting out the middleman in many circumstances can save you money. In the world of investments, however, the opposite can be true, and cutting out this middleman could prove costly.

Here’s why. Most investment companies transact the majority of their investments through brokers. For this reason, they price their products to allow for broker commission and tend not to give the benefit of this commission to direct investors.

At Elson Associates, we think that if you’ve done your own research and you know what you want, then a fair share of this initial commission should be yours. This means more of your money gets invested from day one and your returns are boosted. If we cannot reinvest the commission back into your investment we will send you a cheque.

We do not charge fees for our service; we merely retain a proportion of the commission payable to us.

Stay Informed

So you’ve made your investment decisions, invested your money and are happy with your savings. The chances are you’ll now want to keep an eye on your investments to make sure they are performing in line with your expectations.

We can help you. Our service isn’t just about saving you money; it’s also about helping you make money.

After you’ve invested, we’ll continue to provide you with personalised information that could be of real benefit to you when making decisions about your investment strategy.

So whether you are investing for a more comfortable retirement, to pay off your mortgage, take that holiday of a lifetime or simply make your money grow, we can help you achieve your objectives faster.

We give choice and value for money to our customers. Alongside this we provide the tools to help you make better-informed decisions. What’s more, we offer personal service in a way that continues to reflect our family founded origins.